Personal Umbrella Insurance in Hewitt, TX
Ready for Anything: John Fadal Insurance Agency LLC. Personal Umbrella Insurance
As a responsible driver, homeowner, and maybe a boat owner, you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Personal Umbrella Insurance: When Standard Coverages Won’t Cut It
As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest. Don’t put your family or yourself in that situation, get high-quality personal umbrella insurance in Hewitt, TX from John Fadal Insurance Agency LLC.
The Remedy for Payout Shortfalls? Personal Umbrella Insurance from John Fadal Insurance Agency LLC.
You can prevent payout shortfalls with personal umbrella insurance from John Fadal Insurance Agency LLC. Umbrella insurance in Hewitt, TX starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
What Policies Can Personal Umbrella Insurance Supplement?
Personal umbrella insurance can serve as a supplement to all of these:
- Homeowner’s policies
- Auto policies
- Motorcycle policies
- Boat & watercraft policies
When Do I Need Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowner’s insurance. The same goes for standard car insurance if another driver, other passengers, or even your passengers were injured in a wreck, wherein you were driving. The same holds true for watercraft insurance, too.